Insurance Blog & Insights
Ten Tips for Proper Cyber Hygiene
You don’t have to be an IT person or software expert to gather that we are in perilous times when it comes to cyber security, data safety, and protecting your business information. Here is how to respond during these times.
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What To Do When You Have a Claim?
It is never fun to have an insurance claim. Even with the best insurance coverage and a responsive agent to help you (like us), you will face a certain degree of aggravation, inconvenience, and even emotional distress. Here are some helpful hints to help you organize your thoughts and minimize your stress should you experience an insurance claim.
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Personal Umbrella Policies: What You Need To Know
A Personal Umbrella policy is the best and least expensive way to purchase high limits of liability protection. However, this is one of the least understood policies by the public. Let's dive into how this policy works so it's better understood.
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How Much Liability Insurance Is Enough?
Liability insurance is what you purchase to protect you, or your business entity, from the allegations of injury from a third party. Luckily, most of us have not had a worst-case scenario where we face financial ruin from the results of a mistake arising from our personal or business activities. But those worst-case situations happen.
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What Items Fall Under Special Property?
There are many categories of property that have special limitations under your Homeowner Policy. Often, these items that have extremely limited coverage are among your most valuable items in terms of cost or in terms of sentimental value. Let’s discuss what property is affected by these limitations and how the coverage is limited.
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Risk Management For Contractors and Business Owners
Risk Management is the process of dealing with potential loss by a business or operation. The scope of Risk Management goes beyond purchasing an insurance policy as there are many areas of loss that may not be addressed by any specific insurance policy.
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Personal Lines of Insurance: A Complete Guide (Updated 9/4/21)
In this complete guide to personal insurance, we detail everything you need to know about personal insurance, from home & auto to everything in between.
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Surviving Your Workers Compensation Audit
If Benjamin Franklin were around today, he might change his famous quote to, “In this world, nothing is certain but death, taxes, and a workers compensation audit.”
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How, And From Whom, You Buy Your Insurance Matters
We are inundated each day with branding, messaging, and advertising. With the advances in technology and social media, it seems to be everywhere all at the same time. And it works.
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Navigating the World of Medicare
Few topics garner as much attention for new (or experienced) retirees as the federal Medicare program. When I got my start in the financial services world over 20 years ago, my firm specialized in helping people transition into their “non-working” years.
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G. S. Newborn & Associates, Inc. was founded in 1992 as an insurance brokerage and risk management consultant. Gary Newborn, the founder and President of the agency, wanted to provide a personalized, custom service for business owners and families.
We utilize a highly talented staff to provide innovative solutions for your unique needs. Gary’s vision is to provide insurance and risk management services to Main Street that have previously only been available to Wall Street.
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