Insurance Blog & Insights
New Jersey Insurance Rate Increases
It is likely that you have received notice from your insurance company that they intend to file a rate increase with the State of New Jersey. Why are you receiving this notice? In…
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What You Need to Know About Increasing Inflation Rates and Insurance
We are seeing the effects of high inflation in every aspect of our lives. Certainly, we are impacted by higher prices in food, energy, and consumer goods. Combined with the…
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What To Do When You Have a Claim?
It is never fun to have an insurance claim. Even with the best insurance coverage and a responsive agent to help you (like us), you will face a certain degree of aggravation,…
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Personal Umbrella Policies: What You Need To Know
A Personal Umbrella policy is the best and least expensive way to purchase high limits of liability protection. However, this is one of the least understood policies by the…
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How Much Liability Insurance Is Enough?
Liability insurance is what you purchase to protect you, or your business entity, from the allegations of injury from a third party. Luckily, most of us have not had a worst-case…
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What Items Fall Under Special Property?
There are many categories of property that have special limitations under your Homeowner Policy. Often, these items that have extremely limited coverage are among your most…
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Personal Lines of Insurance: A Complete Guide (Updated 9/4/21)
Buying insurance for your home, automobile, motorcycle, boat or other personal assets seems like one of those routine, necessary things that everyone must do but no one wants to…
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How, And From Whom, You Buy Your Insurance Matters
We are inundated each day with branding, messaging, and advertising. With the advances in technology and social media, it seems to be everywhere all at the same time. And it…
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Navigating the World of Medicare
Written By: Jacob Bobick, Account Executive Few topics garner as much attention for new (or experienced) retirees as the federal Medicare program. When I got my start in the…
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Are You Covered By Your Personal Auto Policy for Business Use of Your Vehicle?
Ride Sharing, Pizza Delivery, and More Examples of Using Personal Automobile for Business Jane uses her Honda Accord a few evenings a week while she drives for Uber. Jim, Jr. uses…
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A Complete & Simple Guide to Life Insurance Coverage
Written by: Jacob Bobick, CSA Do You Need Life Insurance? September is Life Insurance Awareness Month! It’s probably not marked on your calendars - because it doesn’t sound all…
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Welcome to the Team, Jake Bobick: Life Insurance Expert
Jacob Bobick, CSA joins G. S. Newborn & Associates with more than twenty years of experience in the insurance industry. He is licensed in Life, Health, and Property/Casualty…
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G. S. Newborn & Associates, Inc. was founded in 1992 as an insurance brokerage and risk management consultant. Gary Newborn, the founder and President of the agency, wanted to provide a personalized, custom service for business owners and families.
We utilize a highly talented staff to provide innovative solutions for your unique needs. Gary’s vision is to provide insurance and risk management services to Main Street that have previously only been available to Wall Street.
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