Insurance Blog & Insights

New Jersey Insurance Rate Increases

It is likely that you have received notice from your insurance company that they intend to file a rate increase with the State of New Jersey. Why are you receiving this notice? In…

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Understanding the New Federal Standards on Employee Classification

The landscape of employee classification has witnessed a significant shift as of March 11, 2024, with the introduction of new Federal Standards under the Fair Labor Standards Act…

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The Imperative of ADA Compliance: Ensuring Inclusivity in the Digital Age

Imagine navigating the internet without the ability to see, hear, or use a mouse. This is a daily struggle for millions of people with disabilities. However, with the advent of…

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Business Insurance Registration In Raritan Township, Hunterdon County

New Jersey Governor Murphy signed P.L. 2022, c.92 on August 5, 2022. Under this new state law, it is now illegal for any business or owner of a rental unit not to have liability…

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What You Need to Know About Increasing Inflation Rates and Insurance

We are seeing the effects of high inflation in every aspect of our lives. Certainly, we are impacted by higher prices in food, energy, and consumer goods. Combined with the…

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Business Insurance Registration Required in New Jersey

Until recently, there was no requirement under New Jersey (or Federal for that matter) law requiring a business owner to purchase Liability Insurance. This all changed when New…

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What is an Additional Insured Endorsement

It seems an almost normal course of business these days to be asked to name a contractor, vendor, landlord, or other business associate as an additional insured on your liability…

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Ten Tips for Proper Cyber Hygiene

I like lists. Lists help me stay organized and help me break big, overwhelming things into bite-size pieces I can get done. One of the big, overwhelming things facing business…

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How Much Liability Insurance Is Enough?

Liability insurance is what you purchase to protect you, or your business entity, from the allegations of injury from a third party. Luckily, most of us have not had a worst-case…

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Risk Management For Contractors and Business Owners

What Is Risk Management? Risk Management is the process of dealing with potential loss by a business or operation. The scope of Risk Management goes beyond purchasing an insurance…

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Surviving Your Workers Compensation Audit

If Benjamin Franklin were around today, he might change his famous quote to, “In this world, nothing is certain but death, taxes, and a workers compensation audit.” Why Is Your…

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How, And From Whom, You Buy Your Insurance Matters

We are inundated each day with branding, messaging, and advertising. With the advances in technology and social media, it seems to be everywhere all at the same time. And it…

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